We are aware of a texting scam that has been received by members and non-members of Miami Federal Credit Union. This is a scam. If you receive a text or email request – DELETE IT – DO NOT CALL THE PHONE NUMBER PROVIDED.

Miami Federal Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information via email, directing you to visit another site or asking you to leave information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.

How to Join

peopleMiami Federal Credit Union has been serving Federal employees and their family members in Dade, Broward and Monroe Counties since 1954. With a high rating from the NCUA, the credit unions’ regulatory agency. Miami Federal is a strong and financially sound institution. As a result, we can offer our members a wide range of flexible and convenient financial services at very competitive rates.

Who can join?

  • Federal employees and family members

  • Subcontractor employees of the federal government and family members

  • Military personnel of the U.S. Federal Government who work in or have headquarters in Miami-Dade, Broward or Monroe County, Florida.

  • Employees and family members of the following member companies and/or organizations are eligible to join:

    • Capital Grill Restaurant

    • Tools for Change

    • Bethel Apostolic Temple

    • Church of the Open Door

    • Henderson Clinic

    • Health Systems Agency of South Florida, Inc.

    • Economic Opportunities Family Health Center, Inc.

    • IXE Dollar Express, Inc.

    • First Church of North Miami Congregational

As a member of Miami Federal Credit Union, your family members are entitled to all our services and benefits. These benefits include higher yields on shares (savings) , no minimum balance, no monthly service fee for share draft (checking), lower borrowing rates on loans, 24/7 access to your account, lower cost financial products and more.

If you do not qualify, but would like to be eligible to join, contact us for eligibility as a Member Company.

“Once a Member, Always a Member!” because whether you move, retire, or simply quit working at one of our member companies, you and your family members are always welcome to remain a member of Miami Federal Credit Union.

Membership Application

Please download the application and fill in the information requested. Although all membership applications must be completed in one of our four branch offices, preparing the application in advance will speed up the process.

Please do not hesitate to contact a member services representative at (305) 377-1017 for more information and join today!


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license, or other identifying documents.

Required Identification:

You must bring in at least one of the valid ids listed below:

  • Current State of Florida Driver License

  • Current driver license issued by another state

  • Current State of Florida ID Card

  • Current identification issued by another state

  • Current US Passport/Passport Card

  • Current Alien ID issued by the US Government

  • Current US Military ID

We’re better than a bank. We’re your Credit Union.