We are aware of a texting scam that has been received by members and non-members of Miami Federal Credit Union. This is a scam. If you receive a text or email request – DELETE IT – DO NOT CALL THE PHONE NUMBER PROVIDED.

Miami Federal Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information via email, directing you to visit another site or asking you to leave information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.

Share Rates

Dividends    
Account Type
 Dividend Rate
 APY1

Share Accounts*

   
Share Savings* 0.10% 0.10%
$1,001 to $4,999 0.15% 0.15%
$5,000 to $9,999 0.20% 0.20%
$10,000 plus 0.25% 0.25%
     
Share Draft Checking 0.15% 0.15%
     
Clubs (Christmas & Vacation) 0.20% 0.20%

*Tiered share account rates. Share Accounts dividends are based on Average Daily Balance, Compounded Quarterly.  Rates and Terms subject to change without notice.  Early withdrawal penalties may apply on Share Christmas Club Accounts.  Fees may reduce the earnings on the account.  Call or e-mail for more information
1APY = Annual Percentage Yield. Share Draft Checking account dividends are based on Average Daily Balance, Compounded Monthly.

 

Share Certificates    
Share Certificate Term
 Dividend Rate
 APY1
 6 Months 0.30% 0.30%
12 Months 0.50% 0.50%
18 Months 0.55% 0.55%
24 Months 0.60% 0.60%
30 Months 0.65% 0.65%
60 Months 1.00% 1.01%

 $200 minimum deposit applies to all Share Certificates.
1APY = Annual Percentage Yield. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

 

Share Jumbo Certificates    
Share Jumbo Certificate Term
 Dividend Rate
 APY1
 6 Months 0.40% 0.40%
12 Months 0.65% 0.65%
18 Months 0.70% 0.70%
24 Months 0.80% 0.80%
30 Months 1.05% 1.05%
30 Months** 1.30% 1.30%
60 Months** 1.55% 1.55%

$10,000 minimum deposit applies to Share Jumbo Certificates.
**$50,000 minimum deposit applies to Share Jumbo Certificates.
1APY = Annual Percentage Yield. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

 

Share IRA Certificates    
Share IRA (Traditional & Roth) Certificate Term
 Dividend Rate
 APY1
12 Months 0.50% 0.50%
24 Months 0.55% 0.55%
30 Months 0.65% 0.65%
60 Months 1.00% 1.00%
Share Educational IRA Certificate Term
 Dividend Rate
 APY1
30 Months 0.65% 0.65%

 $25 minimum deposit applies to all Share IRA Certificates.
1APY = Annual Percentage Yield. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

 

Advertised rates are subject to change and subject to Credit Union policies. Please contact us for up to date rate information. MFCU is not responsible for typographical errors.

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