We are aware of a texting scam that has been received by members and non-members of Miami Federal Credit Union. This is a scam. If you receive a text or email request – DELETE IT – DO NOT CALL THE PHONE NUMBER PROVIDED.

Miami Federal Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information via email, directing you to visit another site or asking you to leave information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.


Looking to buy a new car, boat, or home? Need to consolidate your debts? If so, then Miami Federal Credit Union has a loan to meet your needs. Get Pre-Approved today.


Quick approvals, low rates, and flexible terms

Whether you want a new or used vehicle, you can finance it through us. We may finance up to 100% for new cars for qualified members. Preview our Loan Rates, complete an online application today, and drive in your new car tomorrow.


Low rates and flexible terms

Personal loans are a cost-effective alternative to VISA Credit Cards. Your Credit Union can offer personal loans as low as $300 and up to $10,000 - we have a program to fit everyone's needs.

Whatever your personal needs may be, a Miami Federal Credit Union, low interest personal loan is a smart choice for you.

Complete an online application today.

No Credit Check Loan

Need some extra cash for a gateway…..Unexpected expenses…. home repairs? How does $500 or $1,000 sound? It can be yours with our $500 & $1,000 No Credit Check Loans! Just like the loan says, there are no credit checks to get the money. Here’s how you may be eligible:

    • Must be a Membership for at least 30 days.

    • You must be a member in good standing.

    • A borrower must provide at least two recent paystubs or any other proof of income that will be used for the purposes of obtaining the loan.

    • You should repay the loan through payroll deduction in 6 monthly payments or 13 bi-weekly payments.

    • You may not refinance the loan

    • Approximate monthly payment is $174.58 with option of 13 bi-weekly payments is also available – approximate bi-weekly payment is $80.86.

    • A $20 application fee will be assessed.

Complete an online application today and fax (305-577-4423) your last two current paystubs.

Boat & RV Loans

Whether you’re planning on cruising the waters or taking a cross-country trip, let us help you get there with a boat or RV loan. Have your loan pre-approved and receive the benefit of Loan Rates, a fast turn around and payments to fit your budget.

Get ready to chart a course for fun. Apply for your boat or RV loan online or see a representative at your local credit union branch.

We’re better than a bank. We’re your Credit Union.