We are aware of a texting scam that has been received by members and non-members of Miami Federal Credit Union. This is a scam. If you receive a text or email request – DELETE IT – DO NOT CALL THE PHONE NUMBER PROVIDED.

Miami Federal Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information via email, directing you to visit another site or asking you to leave information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.

Auto Buying Tips & Service

Are you looking to buy a car or truck but want to do some research first? Well you have come to the right place. We have assembled a whole host of services to help you get the most for your money, with as little hassle as possible. We all know how difficult and nerve racking a vehicle purchase can be. Hopefully, this information will make it easy.

Your first step should be to get pre-approved for a loan, so you will know your buying power. We have made the process easy through our on-line loan application. Now you are ready to go car shopping!

Once you find a vehicle, you should consider adding an extended warranty to protect your dream machine. Miami Federal Credit Union offers extended warranty protection on both new and used vehicles, up to 40% less than the cost of dealer protection plans. Ask your loan officer for more information and a FREE quote.

Looking for your next car but don't want to have to haggle to get a good price? Enterprise is the answer you are looking for. Experience The Perfect Used Car Package: One-Price System; Vehicle Certification; Trade-Ins and Financing; 7-day Repurchase Policy; 12/12 Limited Powertrain Warranty; and Enterprise Roadside Assistance. Plus, financing at Miami Federal Credit Union gets you the best rates and terms around! Haggle-free buying. Worry-free ownership. Visit Enterprise Car Sales or call 1-800-CARSALES for more information.

Auto Buying Service

The purchase of a new or used auto should be exciting and rewarding. Unfortunately, many members dread the complicated and confusing process that comes along with negotiating and purchasing a vehicle.

We understand how difficult your auto buying experience can be. That is why we offer our FREE Auto Buying Service - a new auto buying service that lets the Credit Union do the work for YOU. We have made special arrangements for our members to get pre-negotiated low prices from a select group of South Florida's largest dealerships. We'll help you with your vehicle selection, negotiate a price from the dealer and process your loan application. It's as easy as A, B, C!

Once you are ready to start the purchasing process, contact our Loan Department to obtain pre-approval. Our representative will then connect you with our This email address is being protected from spambots. You need JavaScript enabled to view it. advisor Iliana Suarez 305.546.1995 or 305.883.8222 who will:

    • Discuss the type of vehicle you’re looking for

    • Find out which dealers have the models and features you want

    • Help you understand and evaluate offers from various dealers

    • Perform the negotiation of your car purchase

    • Arrange for you to pick up the vehicle at the dealership or have it delivered to you

    • Offer discounted mechanical and loan protection programs for less than you would pay at a dealership

Our Auto Buying Service advisor will also evaluate dealer rebates and trade-in values on your present auto. We already offer some of the lowest automobile interest Loan Rates in town. So why not let us help during the most difficult part of your car-buying experience?

Contact Us our Loan Department and get as much help as you need on your next auto purchase.

We’re better than a bank. We’re your Credit Union.