We are aware of a texting scam that has been received by members and non-members of Miami Federal Credit Union. This is a scam. If you receive a text or email request – DELETE IT – DO NOT CALL THE PHONE NUMBER PROVIDED.

Miami Federal Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information via email, directing you to visit another site or asking you to leave information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.

GAP - Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) offers you the peace of mind of knowing that you will be covered for the difference between the actual cash value of your vehicle and the loan balance. Consider adding GAP Protection to your loan.

Many people assume if their vehicle is stolen or damaged beyond repair, their insurance coverage will pay the remaining balance owed to the lender. This is not always so.What can GAP Protection do for you?
Vehicles start depreciating the moment you drive them off the lot. Many people assume if their vehicle is stolen or damaged beyond repair, their insurance coverage will pay the remaining balance owed to the lender. This is not always so. In many cases, the amount paid to you by the insurance company may be less than what you owe the lender—and you are held responsible for the difference. GAP Protection can cover this "gap" for you.

How do you get GAP Protection?
GAP Protection is available for a nominal cost and may be purchased within 30 days of vehicle purchase date. Get a quote when you speak to a Miami FCU representative about your loan. Just call us at (305) 377-1017.

Certain limitations and qualifications may apply. Ask a representative for more information. Protection is offered to Miami FCU members by Cuna Mutual Group. For detailed information, refer to the terms & conditions of the Cuna agreement(s).

We’re better than a bank. We’re your Credit Union.