We are aware of a texting scam that has been received by members and non-members of Miami Federal Credit Union. This is a scam. If you receive a text or email request – DELETE IT – DO NOT CALL THE PHONE NUMBER PROVIDED.

Miami Federal Credit Union, the NCUA or any other credit union affiliate will NEVER contact you by email, text or phone requesting that you provide personal information via email, directing you to visit another site or asking you to leave information on a recording. If you have any doubts simply contact the Credit Union during our regular business hours.

Loan Rates

Vehicles    
Loan Type
 Term1
 APR2

New Auto up to 100% financing

   
84 payments of $14.14 per $1,000 borrowed based upon a 4.99% APR 84 Months 4.99%
72 payments of $15.65 per $1,000 borrowed based upon a 3.99% APR 72 Months 3.99%
60 payments of $17.97 per $1,000 borrowed based upon a 2.99% APR 60 Months 2.99%
48 payments of $22.14 per $1,000 borrowed based upon a 2.99% APR 48 Months 2.99%
36 payments of $29.08 per $1,000 borrowed based upon a 2.99% APR 36 Months 2.99%
24 payments of $42.54 per $1,000 borrowed based upon a 1.99% APR 24 Months 1.99%
     

Used Auto up to 100% financing

   
84 payments of $14.61 per $1,000 borrowed based upon a 5.99% APR 84 Months 5.99%
72 payments of $16.11 per $1,000 borrowed based upon a 4.99% APR 72 Months 4.99%
60 payments of $17.97 per $1,000 borrowed based upon a 2.99% APR 60 Months 2.99%
48 payments of $22.14 per $1,000 borrowed based upon a 2.99% APR 48 Months 2.99%
36 payments of $29.08 per $1,000 borrowed based upon a 2.99% APR 36 Months 2.99%
     

New RV

   
180 payments of $9.27 per $1,000 borrowed based upon a 7.49% APR 180 Months 7.49%
84 payments of $15.10 per $1,000 borrowed based upon a 6.99% APR  84 Months 6.99%
36 payments of $30.55 per $1,000 borrowed based upon a 6.25% APR  36 Months 6.25%
     

Used RV

   
180 payments of $10.45 per $1,000 borrowed based upon a 9.50% APR 180 Months 9.50%
84 payments of $16.10 per $1,000 borrowed based upon a 9.00% APR  84 Months 9.00%
36 payments of $31.46 per $1,000 borrowed based upon a 8.25% APR  36 Months 8.25%
     

New Motorcycle up to 100% financing

   
72 payments of $18.41 per $1,000 borrowed based upon a 9.75% APR 72 Months 9.75%
60 payments of $20.41 per $1,000 borrowed based upon a 8.25% APR 60 Months 8.25%
     

Used Motorcycle up to 100% financing

   
72 payments of $18.54 per $1,000 borrowed based upon a 10.00% APR 72 Months 10.00%
60 payments of $21.26 per $1,000 borrowed based upon a 8.75% APR 60 Months   8.75%
     

New Boat

   
180 payments of $9.27 per $1,000 borrowed based upon a 7.49% APR 180 Months 7.49%
84 payments of $15.10 per $1,000 borrowed based upon a 6.99% APR  84 Months 6.99%
36 payments of $30.55 per $1,000 borrowed based upon a 6.25% APR  36 Months 6.25%
     

Used Boat

   
180 payments of $10.45 per $1,000 borrowed based upon a 9.50% APR 180 Months 9.50%
84 payments of $16.10 per $1,000 borrowed based upon a 9.00% APR  84 Months 9.00%
36 payments of $31.46 per $1,000 borrowed based upon a 8.25% APR  36 Months 8.25%
     

Jet Ski

   
36 payments of $33.23 per $1,000 borrowed based upon a 12.00% APR 36 Months 12.00%

1Terms stated above are for the maximum length of time allowed and do not necessarily correspond to the lowest rate shown.

2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies.

 

Line of Credit/Signature Loan    
Loan Type
Term1
APR2
     
Personal Line of Credit/Signature Loan 60 Months 12.00%

1Terms stated above are for the maximum length of time allowed and do not necessarily correspond to the lowest rate shown.

2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies.

 

VISA Credit Card    
Loan Type
Annual Fee
APR2
     
Classic VISA $0.00 7.99%
Share Secured VISA $0.00 8.99%

2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies.

 

Mortgages    
Loan Type
Term1
APR2
     
First Mortgage Loans 360 Months Call for details
  180 Months  
Second Mortgage Loans
Home Equity Fixed
60 Months
120 Months
180 Months
240 Months
Call for details

2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies.

 

Other Loans    
Loan Type
Term1
APR2
     
Share Certificate Secured Certificate 3.00% over current paying dividends
Share Secured 84 Months 3.00% over current paying dividends

1Terms stated above are for the maximum length of time allowed and do not necessarily correspond to the lowest rate shown.

2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies.

Please contact us for up to date rate information. MFCU is not responsible for typographical errors.

We’re better than a bank. We’re your Credit Union.