IMPORTANT MESSAGE

MFCU Online Banking has been enhanced effective 10/17/2023.  Should you have any concerns, or require assistance contact us.

 

How to Join

Group of people standing together

Miami Federal Credit Union has been serving Federal employees, Civilian employees, Military personnel of the U.S. government, employees of the State of Florida, and employees of the municipal government, who work in or have headquarters in Miami-Dade County, Broward County, Monroe County, and Palm Beach County since 1954. Jackson Memorial Hospital Employees, Subcontractors and their family members are also eligible for membership. With a high rating from the NCUA, the credit unions’ regulatory agency, Miami Federal is a strong and financially sound institution. As a result, we can offer our members and their family members a wide range of flexible and convenient financial services at very competitive rates.

Who can join?

Federal, State, and Municipal Employees, Subcontractors and their family members who work in or have headquarters in Miami-Dade County, Broward County, Monroe County, and Palm Beach County, FL.

Miami- Dade County Municipal Government
Employees, Subcontractors and their family members
 City of Miami Sweetwater
 Homestead North Bay Village
 Florida City West Miami
 Miami Beach Bay Harbor Islands
 Coral Gables Bal Harbour 
 Hialeah Virginia Gardens
 North Miami Hialeah Gardens
Opa-locka Medley
Miami Springs Key Biscayne
South Miami Aventura
Golden Beach Pinecrest
North Miami Beach Sunny isles Beach
Miami Shores Miami Lakes
Biscayne Park Palmetto Bay
Surfside Miami Gardens
El Portal Doral
Indian Creek Cutler Bay
Broward County Municipal Government
Employees, Subcontractors and their family members
Broward County City of Coconut Creek
City of Cooper City City of Coral Springs
City of Dania Beach Town of Davie
City of Deerfield Beach City of Fort Lauderdale
City of Hallandale Beach Town of Hillsboro Beach
City of Hollywood City of Lauderdale Lakes
Town of Lauderdale-By-The-Sea City of Lauderhill
City of Lighthouse Point City of Margate
City of Miramar City of North Lauderdale
City of Oakland Park City of Parkland
Town of Pembroke Park City of Pembroke Pines
City of Plantation City of Pompano Beach
Riverwalk Fort Lauderdale Town of Southwest Ranches
City of Sunrise City of Tamarac
City of Weston City of Wilton Manors
Palm Beach County Municipal Government
Employees, Subcontractors and their family members
Atlantis Belle Glade
Boca Raton Boynton Beach
Briny Breezes Cloud Lake
Delray Beach Glen Ridge
Greenacres Gulf Stream
Haverhill Highland Beac
Hypoluxo Juno Beach
Jupiter Jupiter Inlet Colony
Lake Clarke Shores Lake Park
Lantana Loxahatchee Groves
Mangonia Park Ocean Ridge
Pahokee Palm Beach
Palm Beach Gardens Palm Beach Shores
Riviera Beach South Bay
Tequesta Town of South Palm Beach
Village of Golf Village of North Palm Beach
Village of Palm Springs Village of Royal Palm Beach
Wellington West Palm Beach
Monroe County Municipal Government
Employees, Subcontractors and their family members
Big Pine Key Islamorada
Key Colony Beach Key Largo
Key West Long Key
Marathon Marathon Shores
Summerland Key Tavernier

 

 

  • Federal Reserve Bank of Atlanta, who work in Miami
  • The Wilkie D. Ferguson Scholarship Fund
  • Voting members of the Neighbors and Neighbors Association, Inc.
  • Economic Opportunities Family Health Center, Inc.
  • IXE Dollar Express, Inc.
  • Tools For Change/Black Economic Development Coalition, Inc.
  • Bethel Apostolic Temple, Inc.
  • First Church of North Miami Congregational
  • Members of the Advisory Councils and the Board of Directors
  • Health Systems Agency of South Florida
  • Spouses of persons who died while within the field of membership of this credit union; persons retired as pensioners or annuitants from the above employment; honorably discharged veterans of any branch of the United States Armed Forces; volunteers, employees of this credit union; members of their immediate family or household; organizations of such persons and corporate or legal entities in this charter.

As a member of Miami Federal Credit Union, your family members are entitled to all our services and benefits. These benefits include higher yields on shares (savings) , no minimum balance, no monthly service fee for share draft (checking), lower borrowing rates on loans, 24/7 access to your account, lower cost financial products and more.

If you do not qualify, but would like to be eligible to join, contact us for eligibility as a Member Company.

“Once a Member, Always a Member!” because whether you move, retire, or simply quit working at one of our member companies, you and your family members are always welcome to remain a member of Miami Federal Credit Union.

Membership Application

Please download the application and fill in the information requested. Although all membership applications must be completed in one of our four branch offices, preparing the application in advance will speed up the account opening process.
 

Please do not hesitate to contact a member services representative at (305) 377-1017 for more information and join today!
 

USA PATRIOT ACT DISCLOSURE
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license, or other identifying documents.

Required Identification:

You must bring in at least one of the valid ids listed below:

  • Current State of Florida Driver License

  • Current driver license issued by another state

  • Current State of Florida ID Card

  • Current identification issued by another state

  • Current US Passport/Passport Card

  • Current Alien ID issued by the US Government

  • Current US Military ID
     

We’re better than a bank. We’re your Credit Union.