How to Join

Membership Eligibility

Who can join?

  • Federal employees and family members

  • Subcontractor employees of the federal government and family members

  • Military personnel of the U.S. Federal Government

    • who work in or have headquarters in Miami-Dade, Broward or Monroe County, Florida.

  • Employees and family members of the following member companies and/or organizations are eligible to join:

    • Capital Grill Restaurant

    • Tools for Change

    • Bethel Apostolic Temple

    • Church of the Open Door

    • Henderson Clinic

    • Health Systems Agency of South Florida, Inc.

    • Economic Opportunities Family Health Center, Inc.

    • IXE Dollar Express, Inc.

    • First Church of North Miami Congregational

As a member of Miami Federal Credit Union, your family members are entitled to all our services and benefits. These benefits include higher yields on shares (savings) , no minimum balance, no monthly service fee for share draft (checking), lower borrowing rates on loans, 24/7 access to your account, lower cost financial products and more.

If you do not qualify, but would like to be eligible to join, contact us for eligibility as a Member Company.

“Once a Member, Always a Member!” because whether you move, retire, or simply quit working at one of our member companies, you and your family members are always welcome to remain a member of Miami Federal Credit Union.

Membership Application

Please download the application and fill in the information requested. Although all membership applications must be completed in one of our four branch offices, preparing the application in advance will speed up the process.

Please do not hesitate to contact a member services representative at (305) 377-1017 for more information and join today!


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license, or other identifying documents.

Required Identification:

You must bring in at least one of the valid ids listed below:

  • Current State of Florida Driver License

  • Current driver license issued by another state

  • Current State of Florida ID Card

  • Current identification issued by another state

  • Current US Passport/Passport Card

  • Current Alien ID issued by the US Government

  • Current US Military ID


Proudly serving Federal employees & their families in Dade, Broward and Monroe Counties.


Miami Federal Credit Union
51 SW 1st Avenue, Suite 604, Miami, Florida 33130

305.377.1017 Phone / 305.577.4423 Fax
Audio Response System 1.800.778.1626
Routing & Transit # 266080369

Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.


Copyright © 2008, Miami Federal Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit unions web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union.

The Credit Union does not endorse, approve, certify or control any of the 'live' links to other Internet addresses
which are provided for members' convenience in accessing information not maintained on this site.