What's New

Shared Service Centers closest to our Fort Lauderdale Branch:

MFCU also offers the following free services:

  • Free Online Banking

  • Free Mobile Banking

  • Free Bill Pay

  • Free ATM usage at Publix Presto Networks and our proprietorship ATMs. Click here to find a Publix near you.

  • 24/7 Audio Response System 1-800-778-1626. PIN# is the last four (4) digits of the SS# for the primary member.

Left to right. Vitalia Garcia, Administrative Assistant- Member Services, A.“Buster” Castiglia,
President - CEO,  and Betsabel Torres, Wilkie Branch Officer- Marketing.

Miami Federal Credit Union is celebrating the victory of the Miami Heat.

Beat the Heat… of High Car Payments!..... Guarantee- we’ll beat your current rate. And, with no payments for 60 days. Floor rate of 3.25% APR for remaining term of the loan. Interest accrues during the payment deferral period. Subject to credit union guidelines.

So, don’t sweat a high car payment – we guarantee a cooler rate! Don’t wait. Applying for your auto loan is easy and convenient. Apply online, call 305-377-1017, Ext. 230 or visit any of our branch offices. Please celebrate with us and take advantage of the many benefits your credit union has to offer. From low rate auto financing to free checking, from convenient online and mobile banking to a low interest rate credit card, there are so many membership benefits available to you. Pass them along and invite your fellow co-workers and all your relatives to join YOUR credit union. Being a member isn’t just providing a place to bank, It’s offering a place to belong.

Mobile Banking is Here!.....

Now you can bank on the go! With Mobile Banking you can quickly and securely manage your Miami Federal Credit Union accounts anytime, anywhere, right from your cell phone.

  • And it’s free.*

  • View account balances

  • View account transactions

  • Transfer funds between your accounts

  • Pay your bills

  • And more!

Safe and Secure
Both our online and mobile banking services fully encrypt any information that is exchanged between you and the credit union. So, you have the same enhanced security features on your phone or Smart Phone as you do when you access your accounts online. To further assure the safety of your transactions, it is important that you create a strong password.

Enroll today
Just log on to your Miami Federal Credit Union online banking account from your home computer, click on the Self Service tab, under Additional Services click on Mobile Money and follow the easy instructions. *You may be charged for services by your wireless carrier. Check with your service provider.

Be Aware of Potential Credit Card Surcharges!

As part of a recent settlement, merchants gained the ability to surcharge for credit card purchases on January 27, 2013. Florida is one of the states that is still prohibiting this surcharge but many other states are allowing it. For more information, visit Visa website – which includes a list of state laws that still prohibit surcharges.

US Treasury no longer issuing paper checks!

Please don’t forget that the US Treasury will not be issuing paper checks any longer! By March 1, 2013 everyone receiving federal benefits by paper check will need to switch to electronic payments - which means direct deposit to a bank or credit union account.

The US Treasury will NOT be contacting members that fail to sign up for direct deposit – they will just discontinue paying benefits to the individual. Members who disregard the deadline could possibly not receive their Federal benefit payment. To sign up for direct deposit; members can go to www.godirect.gov.


Proudly serving Federal employees & their families in Dade, Broward and Monroe Counties.


Miami Federal Credit Union
51 SW 1st Avenue, Suite 604, Miami, Florida 33130

305.377.1017 Phone / 305.577.4423 Fax
Audio Response System 1.800.778.1626
Routing & Transit # 266080369

Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.


Copyright © 2008, Miami Federal Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit unions web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union.

The Credit Union does not endorse, approve, certify or control any of the 'live' links to other Internet addresses
which are provided for members' convenience in accessing information not maintained on this site.