Important Notice:

Miami Federal Credit Union branch lobbies are closed for members’ access until further notice. MFCU makes decisions in the best interest of our members, employees, and the community. We are prepared to offer a variety of financial assistance solutions for members affected by the pandemic and encourage members to take advantage of our mobile app, and online services as we continue to practice social distancing. Have a question? We will call you, let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

Members Choice Payment Protection

Members Choice payment protection offers you two plans: term life insurance and disability insurance. The difference? Term life reduces or pays off your eligible loan should you die before completing repayment. Disability coverage makes your monthly payment on an eligible loan should become disabled. Payments continue until you return to work, the loan is repaid, or you reach the policy maximum.

Low group rates make this coverage affordable for you and your family. Your premium is based on the size of your loan and type of policy, not your age or medical condition.

In addition, you purchase just enough insurance to cover your insurable loan balance. Contact Us for additional details.

We’re better than a bank. We’re your Credit Union.