Important Notice:

Miami Federal Credit Union branch lobbies are closed for members’ access until further notice. MFCU makes decisions in the best interest of our members, employees, and the community. We are prepared to offer a variety of financial assistance solutions for members affected by the pandemic and encourage members to take advantage of our mobile app, and online services as we continue to practice social distancing. Have a question? We will call you, let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19


Looking to buy a new car, boat, or home? Need to consolidate your debts? If so, then Miami Federal Credit Union has a loan to meet your needs. Get Pre-Approved today.


Quick approvals, low rates, and flexible terms

Whether you want a new or used vehicle, you can finance it through us. We may finance up to 100% for new cars for qualified members. Preview our Loan Rates, complete an online application today, and drive in your new car tomorrow.


Low rates and flexible terms

Personal loans are a cost-effective alternative to VISA Credit Cards. Your Credit Union can offer personal loans as low as $300 and up to $10,000 - we have a program to fit everyone's needs.

Whatever your personal needs may be, a Miami Federal Credit Union, low interest personal loan is a smart choice for you.

Complete an online application today.

No Credit Check Loan

Need some extra cash for a gateway...Unexpected expenses...home repairs? How does up to $2,000 sound? It can be yours with our No Credit Check Loans up to $2,000! Just like the loan says, there are no credit checks to get the money. Here’s how you may be eligible:

    • Must be a Member for at least 90 days.

    • You must be a member in good standing.

    • A borrower must provide at least two recent paystubs or any other proof of income that will be used for the purposes of obtaining the loan.

    • You should repay the loan through payroll deduction in 12 monthly payments or 26 bi-weekly payments.

    • You may not refinance the loan

    • Approximate monthly payment is $181.46 with option of 26 bi-weekly payments is also available – approximate bi-weekly payment is $84.04.

    • A $20 application fee will be assessed.

Complete an online application today and fax (305-577-4423) your last two current paystubs.

Boat & RV Loans

Whether you’re planning on cruising the waters or taking a cross-country trip, let us help you get there with a boat or RV loan. Have your loan pre-approved and receive the benefit of Loan Rates, a fast turn around and payments to fit your budget.

Get ready to chart a course for fun. Apply for your boat or RV loan online or see a representative at your local credit union branch.

We’re better than a bank. We’re your Credit Union.