Loan Rates
| Vehicles | ||
Loan Type |
Term1 |
APR2 |
|
New Auto up to 100% financing |
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| 84 payments of $14.73 per $1,000 borrowed based upon a 6.25% APR | 84 Months | 6.25% |
| 72 payments of $15.99 per $1,000 borrowed based upon a 4.75% APR | 72 Months | 4.75% |
| 60 payments of $18.65 per $1,000 borrowed based upon a 4.50% APR | 60 Months | 4.50% |
| 48 payments of $22.69 per $1,000 borrowed based upon a 4.25% APR | 48 Months | 4.25% |
| 36 payments of $29.53 per $1,000 borrowed based upon a 4.00% APR | 36 Months | 4.00% |
| 24 payments of $43.09 per $1,000 borrowed based upon a 3.25% APR | 24 Months | 3.25% |
|
Used Auto up to 100% financing |
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| 84 payments of $14.85 per $1,000 borrowed based upon a 6.50% APR | 84 Months | 6.50% |
| 72 payments of $16.46 per $1,000 borrowed based upon a 5.75% APR | 72 Months | 5.75% |
| 60 payments of $18.99 per $1,000 borrowed based upon a 5.25% APR | 60 Months | 5.25% |
| 48 payments of $22.92 per $1,000 borrowed based upon a 4.75% APR | 48 Months | 4.75% |
| 36 payments of $29.31 per $1,000 borrowed based upon a 4.50% APR | 36 Months | 4.50% |
|
New RV |
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| 180 payments of $9.27 per $1,000 borrowed based upon a 7.49% APR | 180 Months | 7.49% |
| 84 payments of $15.10 per $1,000 borrowed based upon a 6.99% APR | 84 Months | 6.99% |
| 36 payments of $30.55 per $1,000 borrowed based upon a 6.25% APR | 36 Months | 6.25% |
|
Used RV |
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| 180 payments of $10.45 per $1,000 borrowed based upon a 9.50% APR | 180 Months | 9.50% |
| 84 payments of $16.10 per $1,000 borrowed based upon a 9.00% APR | 84 Months | 9.00% |
| 36 payments of $31.46 per $1,000 borrowed based upon a 8.25% APR | 36 Months | 8.25% |
|
New Motorcycle up to 100% financing |
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| 72 payments of $18.41 per $1,000 borrowed based upon a 9.75% APR | 72 Months | 9.75% |
| 60 payments of $20.41 per $1,000 borrowed based upon a 8.25% APR | 60 Months | 8.25% |
|
Used Motorcycle up to 100% financing |
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| 72 payments of $18.54 per $1,000 borrowed based upon a 10.00% APR | 72 Months | 10.00% |
| 60 payments of $21.26 per $1,000 borrowed based upon a 8.75% APR | 60 Months | 8.75% |
|
New Boat |
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| 180 payments of $9.27 per $1,000 borrowed based upon a 7.49% APR | 180 Months | 7.49% |
| 84 payments of $15.10 per $1,000 borrowed based upon a 6.99% APR | 84 Months | 6.99% |
| 36 payments of $30.55 per $1,000 borrowed based upon a 6.25% APR | 36 Months | 6.25% |
|
Used Boat |
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| 180 payments of $10.45 per $1,000 borrowed based upon a 9.50% APR | 180 Months | 9.50% |
| 84 payments of $16.10 per $1,000 borrowed based upon a 9.00% APR | 84 Months | 9.00% |
| 36 payments of $31.46 per $1,000 borrowed based upon a 8.25% APR | 36 Months | 8.25% |
|
Jet Ski |
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| 36 payments of $33.23 per $1,000 borrowed based upon a 12.00% APR | 36 Months | 12.00% |
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1Terms stated above are for the maximum length of time allowed and do not necessarily correspond to the lowest rate shown. 2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies. |
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| Line of Credit/Signature Loan | ||
Loan Type |
Term1 |
APR2 |
| Personal Line of Credit/Signature Loan | 60 Months | 9.75% |
|
1Terms stated above are for the maximum length of time allowed and do not necessarily correspond to the lowest rate shown. 2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies. |
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| VISA Credit Card | ||
Loan Type |
Annual Fee |
APR2 |
| Classic VISA | $0.00 | 7.99% |
| Share Secured VISA | $0.00 | 8.99% |
|
2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies. |
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| Mortgages | ||
Loan Type |
Term1 |
APR2 |
| First Mortgage Loans | 360 Months | Call for details |
| 180 Months | ||
|
Home Equity Line of Credit (HELOC)*** ***Financing available up to 80% Loan-to-Value. Variable rate. Tied to the Wall Street Journal Prime Lending Rate plus a margin. If applicable, however, under no circumstances will the annual rate go below 5.00% for the term of the loan. The margin is determined by credit risk factors at time of closing. Adjusts annually. Maximum cap is 18% APR. Payment option is a percentage of the balance based on a 10 year amortization with 3 years withdrawal period and 7 years repayment or 15 year amortization with 5 years withdrawal period and 10 years repayment. To verify current offers and rates, please call 305-377-1017. |
120 Months 180 Months |
Prime - .50% Prime - .25% |
| Second Mortgage Loans Home Equity Fixed |
60 Months 120 Months 180 Months 240 Months |
Call for details |
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2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies. |
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| Other Loans | ||
Loan Type |
Term1 |
APR2 |
| Share Certificate Secured | Certificate | 3.00% over current paying dividends |
| Share Secured | 84 Months | 3.00% over current paying dividends |
|
1Terms stated above are for the maximum length of time allowed and do not necessarily correspond to the lowest rate shown. 2Rates may vary due to Credit evaluation, Term Agreement and other applicable conditions. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Advertised rates are subject to change without notice and subject to Credit Union policies. |
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Please contact us for up to date rate information. MFCU is not responsible for typographical errors.
