Important Notice:

Miami Federal Credit Union branch lobbies are closed for members’ access until further notice. MFCU makes decisions in the best interest of our members, employees, and the community. We are prepared to offer a variety of financial assistance solutions for members affected by the pandemic and encourage members to take advantage of our mobile app, and online services as we continue to practice social distancing. Have a question? We will call you, let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

VISA Debit Cards

Use your VISA Debit Card to make purchases by check without writing one at millions of Visa merchants around the world that accept debit cards. Anywhere you see the Visa logo, your card will be accepted. The amount of your purchase is automatically deducted from your credit union checking account.

Your VISA Debit Card can be used as a VISA at point of purchase locations (merchants) or as an ATM card. PINs (Personal Identification Numbers) are required for ATM usage, but not at a point of purchase.

Miami Federal Credit Union owned ATMS and Publix Presto Network (ATMS) are surcharge-free for transactions using Miami FCU Debit/ATM cards. Our proprietorship ATM machines are located at:

To find an ATM that accepts your debit card, check out the resources below:

Accel Exchange Network ATM Locator
Network ATM Locator



Publix Presto ATM Network locator

  Contact a member services representative and apply for your VISA Debit Card today.

Report Lost/Stolen ATM/Debit Check Card  800.472.3272

For security reasons, your Visa Debit Card cannot be used until you call the Card Activation Center from your day or evening phone

Card Activation Center ATM/Debit Check Card (Available 24 hours a day, 7 days a week)  866.333.9337

We’re better than a bank. We’re your Credit Union.