Important Notice:

Miami Federal Credit Union branch lobbies are closed for members’ access until further notice. MFCU makes decisions in the best interest of our members, employees, and the community. We are prepared to offer a variety of financial assistance solutions for members affected by the pandemic and encourage members to take advantage of our mobile app, and online services as we continue to practice social distancing. Have a question? We will call you, let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

VISA Credit Cards

mfcu visaEscape from paying high interest credit card rates with a Miami Federal Credit Union Visa Card.

  • Consolidate your debt into one, easy monthly payment.
  • Enjoy a lower interest rate as you pay down your balance.
  • Avoid high fees associated with other cards.

There’s no reason to be trapped in high rate credit card debt or paying excessive fees when you can carry our Visa card and enjoy these valuable benefits:

  • Low rates
  • Same low rate on purchases and cash advances
  • No annual fee
  • No interest assessed (25-day grace period) on purchases paid in full by the due date
  • No cash advance fees
  • No balance transfer fees

Don’t sweat those high rate credit cards! Apply for your Miami Federal Credit Union Visa Credit Card today. Already have our Visa Credit Card? Transfer those hefty interest rate balances from other cards to your Miami Federal Credit Union “VISA LITE” card and save money on finance charges! And there’s no Balance Transfer Fee!. Don’t delay! Transfer balances from those other cards and start saving money now. Click here to print and fill out the Balance Transfer Form for balance transfers. Please fax (305-577-4423) or This email address is being protected from spambots. You need JavaScript enabled to view it. the completed form.

If you have questions regarding our VISA program, please Contact Us your loan department  at (305) 377-1017 ext. 230. To have online access to your Visa Credit Card, please visit:

We’re better than a bank. We’re your Credit Union.