Important Notice:

Miami Federal Credit Union branch lobbies are closed for members’ access until further notice. MFCU makes decisions in the best interest of our members, employees, and the community. We are prepared to offer a variety of financial assistance solutions for members affected by the pandemic and encourage members to take advantage of our mobile app, and online services as we continue to practice social distancing. Have a question? We will call you, let us know via e-mail or call us at 305-377-1017.

Please keep updated with MFCU’s response to COVID-19

Share & IRA Certificates

If your hard earned money isn’t working hard enough for you, check out our Certificates. It’s guaranteed cash with no up-and-down market or risky investments. Certificates are federally insured up to $250,000 for your protection

Share Certificates

Miami Federal Credit Union offers a variety of certificates that can help meet your investment needs. With terms from 6 to 60 months, with a minimum deposit as low as $200. For rates or more information, contact us today.

Share IRA Certificates

Ready to start planning for your retirement? Then Miami Federal Credit Union has options to meet your needs. We offer several types of IRA accounts that pay excellent rates, including:

  • Share Traditional IRA Certificate
  • Share Roth IRA Certificate
  • Share Educational IRA Certificate

  Contact Us today for current rates, or more information.


We’re better than a bank. We’re your Credit Union.