Share Rates

Dividends
 
 
Account Type
Dividend Rate
APY1

Share Accounts*

 
 
Share Savings*
0.10%
0.10%
$1,001 to $4,999
0.15%
0.15%
$5,000 to $9,999
0.20%
0.20%
$10,000 plus
0.25%
0.25%
 
 
 
Share Draft Checking
0.15%
0.15%
 
 
 
Clubs (Christmas & Vacation)
0.15%
0.15%

*Tiered share account rates. Share Accounts dividends are based on Average Daily Balance, Compounded Quarterly.  Rates and Terms subject to change without notice.  Early withdrawal penalties may apply on Share Christmas Club Accounts.  Fees may reduce the earnings on the account.  Call or e-mail for more information
1APY = Annual Percentage Yield. Share Draft Checking account dividends are based on Average Daily Balance, Compounded Monthly.

 

Share Certificates
 
 
Share Certificate Term
 Dividend Rate
 APY1
 6 Months
4.00%
4.060%
12 Months
3.50%
3.546%
18 Months
2.75%
2.778%
24 Months
2.50%
2.524%
30 Months
2.00%
2.015%
60 Months
1.50%
1.508%

 $200 minimum deposit applies to all Share Certificates.
1APY = Annual Percentage Yield. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply. New Shares Certificate opened with at least $5,000 from another source (new money), will receive an additional 0.25% rate above our published rates.

 

Share Jumbo Certificates
 
 
Share Jumbo Certificate Term
 Dividend Rate
 APY1
 6 Months
4.25%
4.318%
12 Months
3.75%
3.803%
18 Months
3.00%
3.034%
24 Months
2.75%
2.778%
30 Months
2.00%
2.015%
60 Months
1.50%
1.508%

$10,000 minimum deposit applies to Share Jumbo Certificates.
1APY = Annual Percentage Yield. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply. New Shares Certificate opened with at least $5,000 from another source (new money), will receive an additional 0.25% rate above our published rates.

 

Share IRA Certificates
 
 
Share Certificate Term
 Dividend Rate
 APY1
12 Months
3.50%
3.546%
24 Months
2.50%
2.524%
30 Months
2.00%
2.015%
60 Months
1.50%
1.508%

 $200 minimum deposit applies to all Share Certificates.
1APY = Annual Percentage Yield. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.

Effective 09/27/2024. Advertised rates are subject to change and subject to Credit Union policies. Please contact us for up to date rate information. MFCU is not responsible for typographical errors.

          CO-OP Shared Branch

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